Category Archives: Financial Advisor
Wes Edens Financial Services Master And Investor

Worth more than $2.5 billion Wesley “Wes” Edens was number 369 on Forbes World List of Billionaires in 2007. So who is he, you might ask? Edens is a co-founder of Fortress Investment Group and co-owner of the Milwaukee Bucks, purchased for $550 million in 2014. He graduated from Oregon State Univesity in 1984 with a Bachelor’s of Science in Finance and Business Administration. Throughout his life, Edens has been a big player in the financial industry where his career started at Lehman Brothers in 1987.As a partner and managing director, Wes Edens left Lehman Brothers in 1993 for BlackRock’s private equity division where he was also a partner and managing director until his departure in 1997. Wes Edens and five other principal partners then founded Fortress Investments in 1998.

With a knack for building a business around investments, Wes Edens later became Co-Chairman of the Board of Directors at Fortress and breathed new life into the company after the subprime mortgage crisis that same year.In 2010, Wed Edens led Fortress to purchase 80% of Springleaf Financial Services with an initial investment of $124 million, and five years later they saw that investment grow to more than $3.5 billion (an increase of 27 times their original investment). Several years before they, Fortress has also acquired Nationstar Morgage and combined the two firms helped launch a new model built out a financial-services business that managed $14.3 billion in assets overall.

It was not until 2017 Fortress switched up their game by creating an eSport team they call FlyQuest. Considered a professional video gaming team, they currently compete in the North American League of Legends Championship Series. That same year, with Wes Edens still with the company, Fortress Investment Group was purchased by and became a Softbank subsidiary. Wes Edens throughout his career is a force that has championed change and innovation in all areas he has played a role. Currently, he lives in New York City with his wife and four children close to the home office of Fortress Investment Group. When he is not hard at work, Wes Edens enjoys horse jumping and mountain climbing, which as a side note, goes to show you that not all billionaires enjoy golfing. Would it be any surprise that he also is an avid League of Legends player? For sure that is something to wonder, but not necessary considering he can do as he pleases.

Agora Financial Continues to Provide Sound Investment Advice

One very important responsibility that all people share is the need to properly prepare for their financial future. While most people know that they need to save money and invested somewhere, knowing what strategy to follow when looking to invest can’t seem extremely complicated. This is largely due to the continued increase in stock market complexity and other factors that can make it challenging to find a good investment allocation.When someone is looking to start investing, finding a source for investment advice and information could be extremely valuable. One institution that has continued to provide amazing financial advice to its customers is Agora Financial. For well over a decade, Agora Financial has continued to provide great financial advice to customers through a variety of different mediums.

This includes through a regular newsletter, meetings across the country, and one on one financial advice. Overall, the organization has nearly 100,000 members that are located in countries all over the world.Today, another common way for customers and interested parties to get information from the investment advisor is through a variety of videos. The organization Agora Financial currently has dozens of different videos that are available for anyone in the general public. While these videos do not necessarily provide as much detail as the regular newsletters, they can still provide great advice that anyone can use to navigate the market during a challenging economic cycle.Overall, the messages that are sent through these videos discuss the need to follow a proper investment strategy.

One of the best strategies that anyone can follow is to diversify their portfolio. While investing in a growth stock may seem very exciting and encouraging, there is a substantial amount of risk involved with these investments. In many situations, a better option would be to allocate only a small portion of your investments into the strategy. The rest should be put into a diversified set of funds that come with low cost and lower risk.The company also recommend allocating risk based on your personal set of factors. The amount of risk that one person should take on can vary considerably from the risk that another person should be willing to take. For example, those that are in retirement or approaching retirement should not be willing to take as much risk as someone that is young and still has decades like to work as the younger person has more time to earn back any losses.

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SahmAdrangi and the Stock Short Selling Strategy

Sham Adrangi is the owner of the hedge fund firm Kerrisdale Capital. The Canadian born financial analyst went to Yale University where he graduated with a bachelor of arts degree in Economics. Initially, Sahm wanted to become a journalist and even got an internship at the wall street journal but failed to pursue it due to visa issues. This mishap in the youthful days of Sahm made him quit journalism and pursued finance and investment analysis.Sahm got a position in investment analysts at Deutsche Bank and later Long Acre Fund Management. At Deutsche Bank, Sahm worked on debt refinancing, restructure non-investment grade bank debt and exit financing. At Channing Capital Partners he advised on bankruptcy restructuring and represented bank debt holders. This skills would later pay off in his career as a hedge fund manager. Later in his career, he started his firm, Kerrisdale capital in 2009 where he still works. The company focuses on event-driven investment options as well as long-term investments. The company currently manages over half a billion dollars and is famous for short selling of stocks.

Discrepancies in financial reports of some companies listed on the U.S stock exchange is one of the ways Sahm chooses his target company to be short. SahmAdrangi uses ample time with his team of experts to research companies that alter their financial books to give investors a positive outlook of the enterprise when it is not performing well. Sahm then shorts the stocks of that company and is known to make huge profits in the process. He accomplishes this by publishing the findings he got from his research on the target company.Some of his target firms were Chinese businesses that Sahm had reasons to believe were shady in their affairs and were dodging American securities regulators. The New York-based company Kerrisdale Capital would short this firms on the stock market and at one time grew the company’s portfolio by up to 20 percent in the process. SahmAdrangi has a team of dedicated researchers and analysts who help him identify the companies to target. They have the creativity and talent required to ensure profitability and investment security.

David Giertz Covers Social Security and the Most Common Doubts about It

If there is a common mistake that many advisors make when assisting their clients with financial help, legal security, and other sectors, is the lack of information and importance that these advisors give to social security.

It is a highly crucial matter that needs to be discussed with all customers without exception. Social security is something that clients depend on when they could have been relying on benefits that they do not even know exist.

David Giertz spoke about how advisors avoid talking about the matter because of the extensive rules and information that needs to be accounted on to receive the benefits of social security on It is a comprehensive list of conditions that needs to be met, and the fear of their clients not fully understanding the concepts of social security causes the advisors to ignore talking about it, which is a mistake.

David Giertz has extensive experience with social security and other consultant roles that need to be met to become a professional of quality. He has over twenty years of expertise in the field and is the former Senior Vice-President of Financial Distribution and Sales at Nationwide Life Insurance Company.

When interviewed about the topic of social security, David Giertz covered the biggest inquiries about the matter that most of his clients ask when in doubt of what they can get from the extensive law at

The first question that is naturally asked is: What is Social Security?

According to David Giertz, it is a federal government program specially designed to offer benefits for Americans that qualify for it. Some conditions need to be met and an extensive list of different social security benefits that needs to be thoroughly read and analyzed with your security advisor.

The other question is: How does it work?

Well, it is surprising, but not everyone knows that they pay Social Security taxes when they work. This investment is used to fund people that are currently retired, have disorders, or some other condition.

David Giertz is an expert on the subject, and he has helped hundreds of retired individuals receive the rights that they deserve.

Equities First – Stock Lending Counteracting the Financial and Economic Crisis

The world monetary crisis has raised vital questions on how global policy frameworks regulate, monitor, and manage global liquidity. In public and international financial structure, liquidity is negatively impacted by excessive volatility. In that line, G20 has been working hard to bring about the best solutions. Before they have been focusing on essential array of financial and banking reforms but have stopped to address the vital challenge of calibrating world liquidity in order to cater for the global economy necessities. To date, acquiring a conventional loan is really a challenge, but small business and individual investors have sought other better means of acquiring affordable working capital. The number of stock loan borrowers has been on the rise and Equities First takes pride in providing innovative solutions at a time when the world is fighting a lot of monetary issues.

The urgency of changes is reinforced by various factors and most well among them is; in the next decade, developing economies will probably account for at least 50% of the world financial assets, with a number of systematically vital financial institutions emerging, especially in Asia. Another factor is the timing and prospect of the US Federal Reserve as the interest rates are on the rise. The rise coupled with the new concern regarding retrenchment in world capital flows, has added weight on the significance of liquidity management as a world public necessity.

Central banks have worked to do this amid crises by highly increasing the amount of swap agreements. But they have also stopped due to establishing of institutionalized world swap network, which is understandable as they are basically driven by domestic mandates. The trend of borrowing stock loans has increased with various investors reaping the benefits of alternative lending solutions offered by Equities First. The loans come with various benefits which include small interest rates, higher loan to value (LTV) rates, non-purpose and non-recourse features among other gains.

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Equities First Gives Out Attractive Loan Options

Equities First is a leading specialty-finance firm, which provides a unique financing option to consumers. Equities First currently specializes in providing loans to consumers, which are secured by stock portfolios. This unique financing option comes at a time when other lenders are shying away from all types of consumer loans.

When giving out a new loan, Equities First will take a lien on a borrower’s stock portfolio. This gives the company the ability to liquidate the stock if a situation arises in which a borrower is not able to pay back their loan. In many cases, Equities First will provide a loan equal to up to 90% of the stock portfolio that a borrower pledges. Further, due to the strong collateral position, the lender is also able to offer low interest rates compared to traditional personal loans.

While consumers may consider just selling their stock as opposed to taking out a loan, there are two key situations when it would make more sense to hold on to the stock. The first situation is when selling would go against your investment strategy. If you believe that the stock will appreciate in the future, or continue to pay dividends, it could make a lot more sense to hold the stock until the price hits your target. The dividends and appreciation will likely far outweigh the cost of the fees and interest.

You should also consider taking out a stock-secured loan when you are looking to avoid paying higher taxes. In some countries, you will pay a higher tax rate if you sell the stock after owning it for a short period of time. In these situations, it would make a lot more sense to continue to hold the stock and wait to sell until you can avoid paying higher interest rate.


The Success of Stephen Murray

Stephen Murray is a former executive within the financial industry who dedicated his life to helping other individuals find the perfect investment that fits the necessities required that not only have yielded customers with a high return, but has also helped to diversify the overall portfolio. Stephen Murray has always been dedicated to his customers and has dedicated over two decades of executive experience to leading his employees to inspire him to make choices with their customers in mind. Stephen Murray was a world renowned financial advisor who was sought after by individuals within both the private sector as well as within the public sector.

Stephen Murray is most known for being the CEO of CCMP Capital, an investment firm that specialized in customer service and providing the best investment opportunities on Bloomberg. As the leader of this company, Stephen Murray was truly able to build the company to become as successful as it can be. Stephen Murray has always been interested in economics and the study of human behavior within different markets. Stephen Murray believes that true knowledge comes from experience and has dedicated his entire career to learn more about his specialty for the purpose of helping others with future investments.

With a degree in economics from Boston College, Stephen Murray began his career within a training program to become an analyst. After completing not only his education, but also his training, Stephen Murray became a part of the MH Capital Partners, an investment firm that has undergone much change within the past three decades. During this expansion as well as during the drastic changes of the company, Stephen Murray was able to climb his way to the top by not only demonstrating his talents for investment, but also by demonstrating his skills as a leader. With this talent demonstrated, Stephen Murray earned a position as the CEO of CCMP Capital.

Stephen Murray was a financial expert who believed that his made wealth was meant to be shared with others who have been less fortunate with life. Stephen Murray was particularly fond of donating to organizations within New York City where he donated much of his disposable income to the Make-A-Wish Foundation. As a wealthy and successful businessman, Stephen Murray always set an example to give back to communities that need the money more than the wealthy. As an individual, Stephen Murray will continue his legacy of leadership and success.

A Growing Trend in Individuals Suing Stocks as Collateral

Equities First Holdings has seen an increase in the number of stock-based loans and margin loans. The current economic climate explains the increasing number of borrowers because banks and lending institutions have come up with tightened lending criteria. Borrowers who want to raise capital quickly and those not qualifying for conventional loans are having difficulty accessing loans. However, all is not lost for them because they can get alternative loans. Equities First Holdings is offering margin loans and stock-based loans to such borrowers. The above loans are gaining popularity as alternative means of getting loans.

Most banks have increased their interest rates, cut their lending options and made loan qualifications tighter. That makes it hard for borrowers to access loans. However, Al Christy, the founder and chief executive officer of Equities First Holdings still thinks there is hope for borrowers. Christy sees stock-based loans as an alternative for people looking for working capital. However, Christy explains that margin loans and stock-based loans are not synonymous, a conception by most people. The two financing methods use securities as collateral; however, there are notable differences.

Differences between margin loans and stock-based loans

Individuals who want to borrow margin loans should be pre-qualified, just like in conventional bank loans. The individual may also require using the money for specified purposes. Interest rates of margin loans vary, and borrowers should expect loan-to-value ratios ranging between 10 and 50%. The lending firm has the authority to liquidate the collateral of a borrower without warning in case of a margin call.

Stock-based loans, on the other hand, have fixed interest rates between three to four percent. The loan does not have any restrictions; thus borrowers can sue the money for any purpose. Borrowers can walk away from a loan even with decreased stock value. Stock-based loans have a loan-to-value ratio of between 50 to 75%.

About Equities First Holdings

Equities First Holdings started its operations in 2002, and its headquarters are in Indianapolis, Indiana. It is a private lender that specializes in lending transactions that are securities based. The firm has enabled clients to access quick loans using their publicly traded shares as collateral.

The lending firm also has a satellite office in New York City. Equities First Holdings operates globally in nine countries. It has completed over 650 transactions worth over $1.4billion.

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Investment banking; Martin Lustgarten

Banking at large are the services provided by many financial institutions and majorly the banks. Such services may include loan or mortgage and deposit processing. In some instances, the banking bodies may also help individuals or companies in wealth management. As transactions are directed to money, then currency exchange services and protection of deposit boxes are left in the hands of the banks. There occur two forms of banking namely commercial and investment banking.

Investment banking

In this trading process clients who tend to be individuals, corporations or even governments are offered security by the banks so that they can acquire financial capital. They may also act as market seeker and providers to individual organization’s products. Trading of derivatives and equity securities together with fixed income currencies and commodities are also functions of the investment banks.

Security banking has identified several features that it fully conducts while it does not match the other forms of business in the provision of similar services. Good examples are the depositing services which are not delivered by the investment section but are offered by the retail and the commercial banks. On the contrary, some nations such as the G7 countries have not separated the services, though; they have an identified system that determines the type of service as either “sell side” or “buy side.” The distinct sides determine the type of services as stipulated.

Martin Lustgarten

Martin is the Chief Executive Officer of Lustgarten, Ponte Vedra Beach, Florida an investment banking firm. He was born in Florida on July 9, 1959. He is said to be a believer of investment banking, and his efforts are to see a rapid company build up. The current world economy is very prompt, and investors hope to become top business persons through getting the proper financial support.

Martin is an opportunist who by all means wants the entrepreneurs to get all the available opportunities and succeed in business. He is focused on leaving a successful philosophy that would guide business minds to become top achievers. He is, therefore, looking forward to a very successful portfolio.

Achieve your financial goals with the aid of The Midas Legacy

The Midas Legacy is a consulting firm that helps people achieve their desired financial and health goals. Many people work hard for their money and want to be able to retire early, and the way they want to. They also want to be able to enjoy that retirement. People want to lead lives that give them peace and happiness, and The Midas Legacy is the firm that can help one achieve those goals.

Their mission is to help people achieve their desired level of success. The Midas Legacy can accomplish this by offering capital to people who want to dramatically, and positively change the lives of people in the areas of natural health, finance, real estate, and entrepreneurship.

The process gets started by consulting the firm. Then, the client will receive a free guide, called The Midas Code, when they become a Member. Experts within the company will then guide the member into their area of business.

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These top experts within the company include successful entrepreneurs, top stock market shareholders, and many others. All of the professionals within the company have the same goal, and that is to ensure the member achieve their desired level of success.

Three of the experts within The Midas Legacy include Sean Bower, Jim Samson, and Mark Edwards.

Sean Bower is a renowned author and publisher with an extensive knowledge finances. He is a business journalist and has contributed many time to The Midas Legacy website.

Jim Samson is an expert in real estate, a trading expert, and a successful entrepreneur. He has about 20 years experience in real estate and is also a bestselling author.

Mark Edwards is the person within the company drug companies don’t want you to talk to. He is the expert in natural health and natural health cures. Many people rely on the drug companies with expensive prescriptions for bettering their health, and Mark will show members a different, way. Naturally.

The Midas Legacy is extremely generous in giving back to the community with charitable donations. They routinely give to groups such as the Wounded Warrior Project, the Give Hope Foundation, St. Jude’s Children’s Research Hospital, and more.

Achieving your desired goals are the mission of The Midas Legacy. They want you to achieve peace and happiness in your life. Their top experts will guide you and ensure you will reach your intended goals.


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