Most people plan for their finances when they reach their retirement ages. Others opt for early retirement without clear knowledge on the basics for smooth retirement. David Giertz, a revered financial expert, offers important lessons on how to prepare for retirement financially. For one to save for early retirement, he or she should consider other income opportunities to substitute his or her salaries, however big. Income opportunities can be in the form of investment. David Giertz said that before investing it is important for one to understand the amount of money that he will need after retirement. Conventionally, an individual is required to save at least six times the annual income. Moreover, it is imperative to select a flexible retirement plan. David contends that there is need for an individual to have a brokerage account and a health savings account. These accounts play an instrumental role in complementing one’s retirement savings account.
About David Giertz
David Giertz boasts of three decades of experience in the financial industry. He is ranked among the leading in the United States. The visionary leader has rendered his services for numerous companies. In these corporations, David has been pivotal in enhancing their growth and profitability margins. In his illustrious career, the executive has worked closely with various community organizations. He is an industry arbiter at FINRA and a business coach at WABC. David Giertz is a proud alumnus of Millikin University where he graduated with a Bachelor’s of Science degree. Later, he enrolled at the esteemed University of Miami where he earned his MBA.
David Giertz is the president of sales and distribution at Nationwide Financial Services. Nationwide Financial Company offers innovative financial services, including annuities, retirement plans, mutual funds, and life insurance. The Fortune 500 Company has been in operation for 90 years. By 2015, the noble corporation’s operating revenue was $26 billion. Previously, David worked as a senior vice president for financial distribution and sales for Nationwide Life Insurance Company. He also served as the president and director in various subsidiaries. David Giertz worked for FI/WH as the vice president in charge of sales. The visionary leader served in the same capacity at Bank Channel.