Todd Lubar began his real estate career in 1995. Because of his desire to be of assistance to others, it quickly became apparent to him that real estate and finance would be his life long career. He initially worked with Crestar Mortgage Corporation as a loan originator, and it is during this time that he learned the subject of conservative mortgage banking. The experience Todd Lubar got from this was invaluable. He spent time developing relationships with financial planners, CPA’S, real estate agents and insurance agents who are now part of a great source of referral business.
In 1999 Lubar took another step by acquiring a position with the Legacy Financial Group. This gave him a chance to expand his lending abilities. Todd Lubar was able to give broker loans to external investors and also lend as a personal mortgage bank.
In 2002, Todd Lubar decided to take his career to the next level by founding Legendary Properties, LLC. His experience in the real estate industry facilitated the speedy progression rehabilitating, purchasing, selling and profiting on more than 200 transactions ranging from single house-hold dwellings to twenty unit multi-dwelling properties. Through all these works, Todd managed to build relationships with individuals experienced in all building trades required to not only produce a quality product but do it on time as well.
In 2003, Lubar opened Charter Funding– one of the biggest privately owned mortgage company in the United States. With this affiliation, Todd was able to expand his business owing to the enormous access to an array of programs and products.
After observing the market for more than 12 years, Lubar assessed a niche of clients who were under-served. He consequently formed Legendary Financial LLC- a subsidiary of Legendary Properties LLC.
Lubar used the liquidity from Legendary Properties together with his own cash to help a market of borrowers otherwise overlooked by conventional lending sources. With over 7000 transactions he was able to analyze the absolute risk of almost every loan scenario and make proper decisions based majorly on market conditions.
Between 2007 and 2008, the mortgage industry underwent significant changes and this forced Todd to get involved in various other lines of businesses.